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Thank you Deborah for all your help and for your friendship and the gift certificate for our new home.
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Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from a Wake Forest, Raleigh and Garner, North Carolina NUMBER1EXPERT(S) Top Selling real estate agent(s). Contact Deborah McCrae today! Find Wake Forest, Raleigh and Garner Homes - Find Wake Forest, Raleigh and Garner, North Carolina real estate listings & homes for sale provided by Deborah McCrae, your local expert real estate agent(s). Foreclosures and Short Sales For Home Buyers - Get home buying information, the latest listings, mortgage information, expert advice, and much more from Deborah McCrae, a Wake Forest, Raleigh and Garner, North Carolina NUMBER1EXPERT(S) Top Selling real estate agent(s). For Home Sellers - Get home selling information, fsbo information, expert advice, find out what your home and other homes in your neighborhood are selling for, and much more from Deborah McCrae, Wake Forest, Raleigh and Garner, North Carolina NUMBER1EXPERT(S) Top Selling real estate agent(s). Wake Forest, Raleigh and Garner Information - Find local information on Wake Forest, Raleigh and Garner, North Carolina including schools reports, local maps and links, things to do, area photos, and relocation information. Local information provided by Deborah McCrae, NUMBER1EXPERT(S) Top Selling real estate agent(s). Real Estate Resources - Find real estate related resources including real estate news, tips, dictionary, trivia, mortgage calculators and information, local real estate related services, and much more from Deborah McCrae, Wake Forest, Raleigh and Garner, North Carolina NUMBER1EXPERT(S) Top Selling real estate agent(s). About Deborah McCrae - Information about Deborah McCrae including testimonials, guarantees, credentials, and contact information. Learn about NUMBER1EXPERT(S) Top Selling real estate agent(s) like Deborah McCrae in the Wake Forest, Raleigh and Garner, North Carolina area. 
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About Appraisals >Lender Appraisal
Many sellers think that the price of their home is determined solely by what they are willing to accept and what the buyer is willing to pay. However, there is one more variable that can affect the sale of a home assuming that a bank loan is involved -- the lender's appraisal.
To protect the interest of their investors, the buyer's mortgage lender hires a licensed appraiser to give an independent, objective opinion of what the property is worth. The appraiser compares the house with similar homes in the neighborhood that have recently sold. Square footage, amenities and the condition of the home are taken into account. Renovations and home improvements made by the seller usually add value to the home, while defects such as needed repairs or code violations decrease the property's value. The seller's real estate agent can provide the appraiser with up-to-date information about neighboring homes that have sold to support the seller's asking price.
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| Q |
What is an encumbrance against a property, which may be voluntary or involuntary?
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There are many different kinds of liens: a tax lien, a judgment lien, a mortgage lien, and a mechanic's lien. |
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Deborah McCrae
World Properties International- McCrae Realty
7625 Kensington Manor Lane
Wake Forest, NC 27587
919-201-4361
Fax: 866-251-1948
deborahmccrae@NUMBER1EXPERT.com
Licensed in 1999, I, Deborah Georgetta McCrae have 10 years of successful residential and commercial real estate experience after having been a State of North Carolina employee for 19 years. I began working with Coldwell Banker Howard Perry & Walston always achieving Top Producer level, and in 2005 achieved the International President’s Elite Award, which was the second highest level one could earn.
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